Reasons we can share your personal information	Does Freedom Mortgage share?	Can you limit this sharing?
For our everyday business purpose such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – Information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	Yes	Yes

To limit our sharing

• Call toll-free 1-855-690-5900 - our menu will prompt you through your choice(s)
• Mail the form below
  Please note:
  If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
  However, you can contact us at any time to limit our sharing.
  

Questions?

Call toll-free 1-855-690-5900

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What we do

How does Freedom Mortgage Corporation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. For more information, visit freedommortgage.com.

How does Freedom Mortgage Corporation collect my personal information?

We collect your personal information, for example, when you

• apply for a loan or give us your income information
• provide account information or provide employment information
• show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choice will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include financial companies such as FMC Subsidiary Services, LLC

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nonaffiliates we share with can include insurance companies, direct marketing companies and nonprofit organizations.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include financial services companies.

Other important information:

Nevada Residents: Nevada Statute Section 228.600(3) allows marketing calls to our existing customers listed on the National Do Not Call Registry. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call list by detaching, completing and mailing us the Opt-Out form on this Privacy Notice to Freedom Mortgage Corporation, P.O. Box 50485, Indianapolis, IN 46250-0485, ATTN: Privacy Dept./Information Sharing Opt-Out. For more information contact us by phone at (855) 690-5900, at the address above or email us at CustomerCare@freedommortgage.com and include "Nevada Annual Privacy Notice" in the subject line. You may also contact the Nevada Attorney General's office: Bureau of Consumer Protection Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101, Phone: (702)486-3420, Email: AgInfo@ag.nv.gov.

Vermont Residents: We will not share information we collect about you with other companies unless the law allows. We will not share information about your creditworthiness with our corporate affiliates except with your consent, but we may share information about our transactions or experiences with you with our corporate affiliate without your consent.

California Residents: We will not share information we collect about you with other companies unless the law allows. California residents are provided a separate notice with additional choices as required by California law.